At Dingoos, we work with some of the best insurers in the market that offer this type of insurance. One of them is Bupa.
In this post, we will tell you about the advantages of taking out your OSHC health insurance with Bupa. Keep reading to discover them!
Bupa Insurance is a provider of private health security trusted by more than 4 million Australians. With 65 years of experience, it is a leader in the sector, aiming to help people live longer, healthier, and happier lives.
They have millions of customers in Australia and New Zealand, giving them extensive local and international experience.
You will receive your verification letter as soon as you sign your insurance.
Bupa provides advice and assistance to its customers in up to 180 languages, so you can make a medical consultation at any time of the day.
Bupa offers access to a wide network of private hospitals, ensuring you always have Bupa clinics nearby to visit.
Bupa has a great plan called Bupa Plus, offering insured members discounts on entertainment and experiences in Australian cities. It’s a great perk!
The million-dollar question: What does Bupa’s OSHC insurance include and not include? Let’s take a look!
OSHC extras are additional coverage designed for international students seeking added value in their policy. It acts as a supplement to your standard OSHC insurance, offering additional services not covered by your standard insurance, up to an annual limit, so you won’t need additional health insurance.
Thus, while studying in Australia, you can enjoy services like dental check-ups and physiotherapy, chiropractic, or podiatry consultations without out-of-pocket expenses, up to the annual visit limits.
Bupa makes it very easy! It all depends on whether it is an emergency or not.
If it’s not an emergency, locate your nearest doctor and book an appointment by phone or online. The doctor will see you in person and determine if you need medication or a referral to a specialist. Remember to arrive 15-20 minutes early to complete the documents requested by the doctor!
If it is an emergency, call the ambulance service directly by dialing 000.
Bupa members have access to a 24/7 student assistance and health line. You can speak to a registered nurse for medical assistance and access more personalized advisory services in over 180 languages.
If everything you’ve read sounds good to you, it might be time to take out your OSHC insurance. At Dingoos, we have an agreement with Bupa that allows you to enjoy all its benefits:
You’re sure to have lots of questions when taking out Bupa’s OSHC insurance. That’s what we’re here for, to help you and provide the answers you’re looking for!
The student visa requires you to have coverage from the day you arrive in Australia, but you will need to take out your insurance before coming as a requirement to apply for the student visa.
If you are still in your home country when you take out your OSHC insurance, you will be asked to specify your arrival date. That date will mark the start of your coverage. If you need to change this date, you can call toll-free at 1800 888 942 (if you are in Australia) or +61 3 9937 4223 (if calling from outside Australia).
The start date should be the day you arrive in Australia. If you’re unsure when your course begins, you can select a start date up to 28 days before your course starts.
If you are switching courses or want to change OSHC providers and are considering Bupa, choose the day after your current OSHC expires.
Remember that your OSHC coverage must cover the entire duration of your student visa.
If you need medical treatment when you arrive in Australia but haven’t yet received your Bupa card, you will need to pay for your treatment upfront and then file a claim. Once you do, Bupa will reimburse the treatment amount according to your OSHC insurance.
International students must have OSHC coverage for the entire duration of their student visa. Therefore, you will need to pay the price upfront to cover the entire period of the visa you are applying for.
If your OSHC coverage expires, you will not be covered for treatment or services. You would also violate your student visa, which could cause a problem. Illnesses and accidents can happen unexpectedly, and without coverage, hospital and medical care without insurance can be very expensive in Australia.
No, your OSHC only covers medical and hospital treatment while you are in Australia. If you travel to a nearby country, such as New Zealand, you will need to take out specific travel insurance.
Your OSHC insurance does not cover other family members. In this case, they would need their own student visa and OSHC insurance. If they come just for a visit, other types of insurance are available, but they would need to take them out themselves.
No, the standard OSHC policy in Australia does not cover these auxiliary services. To enjoy them, you will need to take out the additional OSHC Extras coverage.
If you take out your Bupa OSHC insurance with Dingoos through this page, you won’t have to worry about anything. Your Dingoos integrator will help you request your Bupa OSHC membership card.
If this is not your case, when you arrive in Australia, the first thing you need to do to request your card is to go to the myBupa website and update your address:
We hope this post has helped you learn more about Bupa and that now taking out your OSHC insurance is much easier for you. And you know: if you have any questions, just send us an email. We will respond faster than a koala takes to fall asleep!
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