Bupa OSHC health insurance for students in Australia

They have millions of customers in Australia and New Zealand, giving them extensive local and international experience.

You will receive your verification letter as soon as you sign your insurance.

Bupa provides advice and assistance to its customers in up to 180 languages, so you can make a medical consultation at any time of the day.

Bupa offers access to a wide network of private hospitals, ensuring you always have Bupa clinics nearby to visit.

Bupa has a great plan called Bupa Plus, offering insured members discounts on entertainment and experiences in Australian cities. It’s a great perk!

• Hospital expenses: Bupa covers the following hospitalization costs:
• Hospital accommodation
  • Private room whenever possible in your nearest hospital
  • Operating room, intensive care, and work hours
  • Physiotherapy, occupational therapy, dietetics, and other complementary health services provided as part of your treatment during your hospital stay
  • Medications that are part of hospital treatment
  • Surgically implanted prostheses within the Australian government-approved prosthesis lists
• Medical expenses: Includes most tests your doctor might order, such as pathology and radiology services.
• Pharmacy expenses: If a doctor or specialist prescribes medication, you can claim $50 AUD per approved prescription item, up to a limit of $300 AUD per year (individually) or $600 AUD (if you come as a couple or family).
• Ambulance service: You can request emergency ambulance transport and even on-site treatment with all their official providers anywhere in Australia.

• Procedures not approved by the Medical Services Advisory Committee
• Procedures not recognized by Medicare
• Cosmetic surgery that is not clinically necessary
• Non-emergency ambulance services
• Assisted reproduction services
• Experimental treatment
• Repatriation
• Respite care
• Additional services such as dental check-ups, physiotherapy, podiatry, and chiropractic consultations

Bupa members have access to a 24/7 student assistance and health line. You can speak to a registered nurse for medical assistance and access more personalized advisory services in over 180 languages.

The student visa requires you to have coverage from the day you arrive in Australia, but you will need to take out your insurance before coming as a requirement to apply for the student visa.

If you are still in your home country when you take out your OSHC insurance, you will be asked to specify your arrival date. That date will mark the start of your coverage. If you need to change this date, you can call toll-free at 1800 888 942 (if you are in Australia) or +61 3 9937 4223 (if calling from outside Australia).

The start date should be the day you arrive in Australia. If you’re unsure when your course begins, you can select a start date up to 28 days before your course starts.

If you are switching courses or want to change OSHC providers and are considering Bupa, choose the day after your current OSHC expires.

Remember that your OSHC coverage must cover the entire duration of your student visa.

If you need medical treatment when you arrive in Australia but haven’t yet received your Bupa card, you will need to pay for your treatment upfront and then file a claim. Once you do, Bupa will reimburse the treatment amount according to your OSHC insurance.

International students must have OSHC coverage for the entire duration of their student visa. Therefore, you will need to pay the price upfront to cover the entire period of the visa you are applying for.

If your OSHC coverage expires, you will not be covered for treatment or services. You would also violate your student visa, which could cause a problem. Illnesses and accidents can happen unexpectedly, and without coverage, hospital and medical care without insurance can be very expensive in Australia.

No, your OSHC only covers medical and hospital treatment while you are in Australia. If you travel to a nearby country, such as New Zealand, you will need to take out specific travel insurance.

Your OSHC insurance does not cover other family members. In this case, they would need their own student visa and OSHC insurance. If they come just for a visit, other types of insurance are available, but they would need to take them out themselves.

No, the standard OSHC policy in Australia does not cover these auxiliary services. To enjoy them, you will need to take out the additional OSHC Extras coverage.

If you take out your Bupa OSHC insurance with Dingoos through this page, you won’t have to worry about anything. Your Dingoos integrator will help you request your Bupa OSHC membership card.

If this is not your case, when you arrive in Australia, the first thing you need to do to request your card is to go to the myBupa website and update your address:

• Log in to myBupa
• Then click on the “Cover” option you will find in the Home Page menu
• Then click on ‘Order a membership card’
• Enter your details or verify that the existing ones are correct
• Select “Order” and that’s it